Family office services, centred on your family.
Family office services bring structure to the decisions a family makes across investments, business interests and generations. Bilyk Financial connects the investment and planning conversations with your accountant, lawyer and other professionals where appropriate, so your family’s priorities remain at the centre.
Your family’s priorities guide the conversation.
Wealth can touch more than one part of family life. Our family office services bring these planning areas into view together, so a decision about one does not lose sight of the others.
Your family
Priorities, responsibilities and the future you want to shape.
Give the portfolio a clear purpose, with attention to asset allocation, diversification, investment risk and access to capital.
Connect what you are building with what you may need to draw on, including retirement income, spending priorities and liquidity.
Consider how investment and planning decisions relate to tax questions, working with your accountant where specialist advice is needed.
Consider investment risk alongside protection needs, family responsibilities and insurance planning where appropriate.
Bring family intentions, the next generation and charitable goals into the conversation, with legal and tax professionals advising on implementation.
Look at business and personal wealth together as you consider ownership changes, succession, a potential sale or life after the business.
Identify the investment, tax and estate questions that arise when life or assets span Canada and the United States. Involve appropriately qualified professionals and confirm the support available for your circumstances and jurisdiction.
This map shows related planning areas. The services and professionals involved depend on your circumstances.
Coordination starts with clear responsibilities.
We help connect the investment and planning conversations. With your permission, the appropriate professionals contribute their expertise while your family’s priorities guide the discussion.
You set the priorities: what matters now, what you want to protect and what you hope your wealth will make possible.
Investment services
Investment services are provided through Aligned Capital Partners Inc. or Bilyk Financial Private Client, an approved trade name of ACPI. The investment conversation considers how portfolio objectives, risk and liquidity relate to your family’s priorities.
Planning & insurance
Financial planning and insurance services are provided through Bilyk Financial Wealth Management. We help connect the planning conversations, identify where other expertise is needed and keep your priorities in view.
Specialist advice
With your permission, we work alongside your accountant, lawyer and other specialists. Each professional remains responsible for their own specialist advice.
A coordinated conversation keeps the wider picture visible and makes responsibilities clear.
Start with the decisions ahead.
You do not need every service to begin a conversation. Start with the questions your family faces now, then decide which areas and professionals need to come together.
Understand the whole picture
We begin with your family’s goals, assets, responsibilities and the decisions ahead. That context helps identify the questions that need attention.
Agree on the priorities
Together, we discuss which services may be relevant, the costs involved and where your existing professionals should participate.
Coordinate and revisit
We connect the appropriate conversations and revisit the picture as circumstances change. Each professional remains responsible for the advice they provide.
Questions about family office services.
A useful first conversation makes room for the questions that matter to your family.
What are family office services?
Family office services connect the conversations around family wealth, including investments, planning priorities and advice from other professionals. At Bilyk, the aim is to keep the wider picture visible and make responsibilities clear as you consider individual decisions.
How is this different from investment management?
Investment management focuses on the portfolio and its objectives. A family office conversation also considers the decisions around it, such as retirement income, business interests, protection needs, family intentions and where specialist advice is required.
Can you work with our existing accountant and lawyer?
Yes. With your permission, we can work alongside your existing professionals where their expertise is relevant. We discuss how the conversations should connect, and each professional remains responsible for their own advice.
Which services would our family need?
The relevant services depend on your circumstances. Begin with your current priorities, assets, responsibilities and upcoming decisions. We can discuss the support that may be appropriate, account requirements and applicable costs before you decide on next steps.
What should we bring to a first conversation?
Start with an overview of your family, investments, business interests and existing advisors. Bring the questions you want answered and any decisions approaching. The team can then explain which information would be useful for the next stage.
What would a more connected conversation make possible?
Tell us what matters to your family and which decisions need attention. Together, we can explore the relevant services, the professionals involved and the next step.
Aligned Capital Partners Inc. (“ACPI”) is a full-service investment dealer and a member of the Canadian Investor Protection Fund (“CIPF”) and Canadian Investment Regulatory Organization (“CIRO”). Investment services are provided through ACPI or Bilyk Financial Private Client, an approved trade name of ACPI. Only investment-related products and services are offered through ACPI/Bilyk Financial Private Client and covered by the CIPF. Financial planning and insurance services are provided through Bilyk Financial Wealth Management, an independent company separate and distinct from ACPI/Bilyk Financial Private Client.
This page contains general information, not recommendations for your individual circumstances. Investing involves risk; diversification does not guarantee against loss.